Income Tax Caution 44AD and 44ADA

 

Before declaring your Income, Make sure it covers following

•  High-value car/property purchases

 • Credit card bills > reported income

• Large foreign travel spends

• Crypto, stock, or mutual fund investments

• Large unexplained cash deposits in Banks

• Gold/jewellery purchases

 

 

This data is complied by ITD from following

• AIS (Annual Info Statement)

 • TIS (Taxpayer Info Summary)

• SFT (High-value transaction reports)

• Property registration data

• PAN-linked spends (e.g., on LRS, insurance, FD, etc.)

Refund not received in SBI or Payment deducted

 In case you have made payment via SBI Bank to any Merchant (say Amazon, Flipkart, Swiggy, Zomato Etc),  and the amount has been deducted but not received by Merchant then you need to check for 2 things

1) Merchant Reference number

2) Transaction Date

After obtaining these 2 things with you , you can check the status at following link

https://www.sbiepay.sbi/secure/transactionTrack 

Refund not received in Bank

You must ask for Refund Reference Number (RRN) from your merchant if he claims he has refunded the money to your Banker. 

Magnesium Types, Absorption and elemental Magnesium

 

Magnesium

Type	Benefit	Absorption	% of elemental Mag	Net
L-threonate	Neurological issues/ ADHD, dementia, anxiety, Crosses the blood-brain barrier	90%	8%	7.20
Glycinate: (Organic)	Insomnia/sleep anxiety, stress	80%	14%	11.20
Bisglycinate	leg cramps		10%
Malate (Organic)	Chronic pain, fatigue fibromyalgia &chronic fatigue syndrome, Boosts Energy, Muscle Fatigue	60%	15%	9
Chloride	Skin Absorption, Muscle Cramp and relaxation, Hyderation (used in sprays)	60%	47%	28
Taurate (Organic)	Cardiovascular function (improve blood sugar &blood pressure levels)	50-60%
Orotate:	cardiovascular support , Hearth Health	50-60%
Hydroxide	Laxative, Antacid	40-50%
Aspartate	Energy and Metabolic Process	40%	20%	8
Sulfate or Epsom Salt (Inorganic)	Muscle Soreness, detoxify body Used in Baths for relaxation	30-50%	10%	3
Citrate  (Organic)	Digestion and Constipation	30-40%	16%	4.80
Oxide (Inorganic)	Best for migraine, Laxative, Antacid	4%	60%	2.40
Lactate	Mild support
Carbonate	usually a powder, easily mixed and absorbed

 

Magnesium won't work if you're low in vitamin D. And vitamin D won't work without magnesium.

 

While magnesium oxide has a high percentage of elemental magnesium, it is often less bioavailable compared to forms like magnesium glycinate or citrate, which are better absorbed by the body despite having lower percentages of elemental magnesium.

Adult men need 420mg daily. Adult females need 320mg daily.

Top Natural Sources

Spinach: 157mg per cooked cup - 

Pumpkin seeds: 156mg per ounce -

 Black beans: 120mg per cooked cup - 

Brown rice: 86mg per cooked cup