Different Type of Rates

Particulars	Simple Definition	Rate at	Complex Definition
Reverse Repo Rate	The rate at which Bank can deposit with RBI or the rate at which Banks earn from RBI	Normally 0.5% below Repo Rate	The reverse repo rate is the rate of interest at which the central bank borrows funds from other banks for a short duration. The banks deposit their short term excess funds with the central bank and earn interest on it.
Repo Rate	The rate at which Bank can borrow from RBI.	Changed in accordance with inflation.	This is the rate at which commercial banks borrow money from the central bank for a short period of time by selling their securities or financial assets to the central bank with an agreement to repurchase it at a future date at predetermined price.
Bank Rate	The rate at which Banks can borrow from RBI for without any sale of security.	Normally 0.5% above Repo Rate	The only way the bank rate is different from the repo rate is that the bank rate is the rate at which banks borrow money from the central bank without any sale of securities. It is generally for a longer period of time.
Cash Reserve Ratio	CRR is the minimum percentage of cash deposits that banks must keep with the central bank.
Structural Liquidity Ratio	This is the percentage of deposits that banks must mandatorily hold in the form of government bonds. SLR bonds are liquid assets that can be sold at a short notice to meet any unexpected demand from depositors.

Marginal Standing Facility: The Reserve Bank of India in its monetary policy for 2011-12 introduced the marginal standing facility under which banks could borrow funds from RBI when there is a considerable shortfall of liquidity. This measure has been introduced by RBI to regulate short-term asset liability mismatches more effectively. But there can’t be unlimited borrowing from RBI under MSF window. Permissible borrowing under MSF rate is capped at 1% or 2% of Bank’s demand and time liabilities. MSF rate is generally equal to Bank rate

Liquid Coverage Ratio (LCR):  HQLAs as a percentage of net cash outflows over the next 30 days.

 100% by Jan-19

Liquidity Adjustment Facility: Under this facility, banks borrow from the central bank by pledging government securities.